Pecan Orchard in the Fall

Savings

Statement Savings Account

  • Statement period is quarterly
  • Balance required to avoid service charge is fifty dollars ($50.00)
  • Monthly service charge- $2.00 monthly service charge
  • Balance required to obtain APY as listed is fifty dollars ($50.00)
  • Minimum opening deposit- $100.00
  • An excess withdrawal fee of $1.00 will be charged for each debit transaction in excess of two per month.
  • Interest is computed on a average daily balance this method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  • Transaction limitations: transfer from savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six (6) per monthly statement.
Interest will compound quarterly
Interest will be credited quarterly

Interest will not be paid if your balance falls below fifty dollars ($50.00).
Accrual of interest on noncash deposits: interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change, at our discretion, at any time.
 

IMMA Account

  • Statement period is monthly
  • Balance required to avoid service charge is one thousand dollars ($1,000.00).
  • Monthly service charge - $6.00
  • Minimum opening deposit- $1,000.00
  • Transaction limitations: transfer from money market account to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six (6) per monthly statement.
  • Withdrawal fee of $0.50 will be charged for each debit transaction in excess of six(6) per Month.
  • Balance required to obtain APY as listed is one thousand dollars ($1,000.00)
  • Interest is computed on a average daily balance. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Interest will compound monthly
Interest will be credited monthly

Interest will not be paid if your balance falls below one thousand dollars ($1,000.00).
Accrual of interest on noncash deposits: interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change, at our discretion, at any time.
Cost for check printing varies depending on style ordered.











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