Our Prime Advantage cards save you money. Plain and simple. And as with any MasterCard® or Visa®, the Prime Advantage cards mean worldwide acceptance. Which means you can show your Prime Advantage every time you make a purchase no matter where you are in the world. With our great looking card designs, valuable benefits, and low rate, the Prime Advantage card is the only card you will ever want to use while shopping, dining, traveling, entertaining or getting cash advances. Check disclaimer for rate and fee information.
- No Annual Fee
- Low Annual Percentage Rate
- Interest-free Grace Period
- $200,000 Common Carrier Insurance
- Free Balance Transfers
- Convenience Checks
Over 9 million establishments honor our cards, and cash is available at over 317,000 financial institutions or at any automatic teller machine displaying the CIRRUS® logo.
When you apply, be sure to tell us which Prime Advantage card you prefer. Each card features the same great terms and the same worldwide buying power. There is no time like the present.
| Annual Percentage Rate | 14.4% |
| Variable Rate Information | Your Annual Percentage Rate may vary. |
| Grace Period for Repayment of Balances for Purchases | 25 days. No grace period on cash advances. |
| Annual Fee | None |
| Method Computing the Balance for Purchases | Average Daily Balance (including new purchases and cash advances) |
| Additional Fees | Late Payment: $25.00 Over Credit Limit Fee: $25.00 Cash Advance Fee: 2.5% or $2.50 minimum |
The APR is determined by adding a margin of 5.9% to the Prime Rate as published in The Wall Street Journal on the third Tuesday of each March, June, September and December.
The information about the cost of the card described in this application is accurate as of 04/02/2001. This information may change after that date. To find out what may have changed, call us at (800) 854-7642 or write Bankcard Center, P.O. Box 674824, Marietta, GA 30006-0005.
