• Statement period is monthly
• Balance required to avoid service charge is one thousand dollars ($1,000.00).
• Minimum opening deposit - $100.00
• Monthly service charge - $5.00
• Annual Percentage Yield (APY)
• Interest rate
• Withdrawal/transfer charge of $0.20 each if balance falls below $1,000.00.
• Balance required to obtain APY as listed is one thousand dollars ($1,000.00)
• Interest is computed on a collected daily balance this method applies a periodic rate to the collected daily balance in the account for the period. The collected daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Interest will compound monthly
Interest will be credited monthly

Interest will not be paid if your balance falls below one thousand dollars ($1,000.00).
Accrual of interest on noncash deposits: interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
if you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change, at our discretion, at anytime.
cost for checks varies depending on style ordered